Banco Inter: Brazil’s First Digital Bank Embraces Crypto

4/9/25

Key takeaways:

  • Banco Inter pioneered digital banking in Brazil since 2005 and has evolved into a "super app" with over 80 non-financial products integrated with banking services

  • Brazil's DREX is uniquely decentralized among global CBDC projects, with nodes maintained by each participating bank allowing operations even if the Central Bank is disconnected

  • Banco Inter is implementing innovative use cases including tokenized credit card receivables and blockchain-based trade finance solutions to improve liquidity and reduce costs

Chapter Breakdowns
0:00 - Introduction and background at Merge Buenos Aires
1:30 - Bruno Grossi's professional background and role at Banco Inter
3:15 - The origin story of Banco Inter as Brazil's first digital bank
7:40 - Evolution into a "super app" with non-financial products
10:20 - Digital assets strategy and blockchain integration
13:05 - Overview of Brazil's DREX CBDC project
16:45 - First phase of the DREX pilot and tokenized government bonds
20:30 - Second phase use cases: credit card receivables tokenization
25:15 - Trade finance solutions and reducing friction in exports
28:50 - Collaboration with Chainlink and Microsoft
33:10 - What makes DREX unique among global CBDC projects 37:45 - Quantum computing research and future financial applications
42:30 - Predictions for Brazil's regulatory framework in 2025 You can connect with Bruno on Linkedin   / brunogrossi  

------------------------------------------------------------------------------

Binance is the largest platform for trading of digital assets. With over 250 million users around the world, the exchange offers over 350 trading pairs, best-in-class products and services for investors, and advanced tools for institutions players. Binance currently holds over US$ 160 billion in user assets under custody and reached a cumulative historical trading volume of $100 trillion in 2024, showcasing the trust placed in it by users worldwide. With user-focus at the core of its DNA, Binance continuously invests to increase usability, bring new features and deepen security. Liquidity matters. Security is non-negotiable.⁠ Join Binance Now⁠ https://www.binance.com/
--------------------------------------------------------------------------
🎙Listen to BCR on your favorite podcast platform Spotify: https://open.spotify.com/show/2BHrRGf... Apple Podcasts: https://podcasts.apple.com/us/podcast... Google: https://podcasts.google.com/feed/aHR0...

💣 For editorial and sponsorship inquiries aaron@brazilcrypto.io

Previous

From Hedge Funds to Tokenized Investing with Lucas Danicek

Next

Sphere's "Stablecoin Sandwich" Comes to Latam, with Arnold Lee